It is advisable to take out a travel insurance policy that includes at least cancellation and travel medical coverage, and optionally baggage and storm insurance. The traveller is not insured by Rederij van Linschoten against accidents, illness or additional travel costs. A specialized sailing holiday insurance policy usually includes the appropriate coverage. However, comparison websites on the internet are also very useful for finding the best option for your personal situation.
Cancellation insurance:
A cancellation insurance policy provides financial protection if you unexpectedly have to cancel your trip. Various unforeseen circumstances can arise—such as illness, an accident, or unexpected events at home—that prevent you from traveling. With cancellation insurance, you’re covered for the cancellation costs of the ship, so you won’t face high expenses if you have to cancel.
Travel medical insurance:
A travel medical insurance policy is essential for protection against unexpected medical costs you may incur during your trip. Even if you have health insurance in your home country or within the EU, it often does not cover the full cost of medical treatments abroad, or the reimbursements may be much lower.
With travel medical insurance, you are covered for medical expenses such as hospital stays, doctor visits, medication, or even repatriation (returning to your home country for medical treatment). This is especially important in countries where healthcare can be expensive or if you’re traveling to a remote destination where medical facilities may be limited.
Additional coverages:
Storm, ice, and fog coverage
With this coverage, you will receive compensation if the skipper decides not to sail due to storm, ice, or fog, or if only a maximum of two hours of sailing occurred between 9:00 AM and 9:00 PM due to these conditions.